Terms and conditions

Terms and conditions

Please read the following terms and conditions carefully before using this web site. The following terms and conditions form a legal agreement between you and the legal entities of The Newstomorrow Insurance Agency, LLC, Comparenow.com Insurance Agency, LLC, and Comparedotcom Insurance Agency, LLC (collectively “The Newstomorrow”). By using this site, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions, as well as all applicable laws and regulations. If you do not agree to these terms then use of this site is unauthorized, please do not use this site.

TERMS OF USE

This “Site” is a service provided by The Newstomorrow for the purposes of providing quotes. Use of this Site is subject to your compliance with the terms of use set forth below. The Newstomorrow reserves the right to modify this agreement at any time, and any such modification(s) shall be effective immediately upon posting. You agree to review this agreement periodically to become aware of any modifications. Continued access or use of this Site shall be deemed your conclusive acceptance of the modified agreement. Please exit this Site immediately if you do not accept these terms and conditions of use. The Newstomorrow reserves the right to restrict or terminate your access to this Site or any feature thereof if you violate these terms and conditions of use, or if you use the Site in order to make or assist in making any criminal or unlawful statements or actions or announce or participate in any criminal or unlawful actions.

USE OF THIS SITE

The Newstomorrow works directly with multiple insurance companies and partners to present the best possible rate on insurance that our partners can offer. In addition to the information you provide, most insurance companies use other information sources to calculate an accurate price for your insurance. These other sources include driving record(s), your claims history, a consumer report, and/or your credit history.

By using this site, you agree that The Newstomorrow and its partners may use other information sources to collect information about you in order to calculate an accurate price for your insurance including, but not limited to, your driving records, your claims history, a consumer report about you, and/or your credit history.

You further acknowledge and agree that you may be contacted by our partners (or by third parties on their behalf), and that The Newstomorrow is not responsible for, and shall bear no liability whatsoever for, any such contacts other than those made directly by The Newstomorrow.

To learn more about The Newstomorrow’s policy regarding your information, take a moment to read our privacy policy. If you’d like to know more about how each insurance provider collects and uses your data, you may do so by clicking on the links for our partner's privacy policy.

You are welcome to browse, search, access, utilize or otherwise interface with the Site subject to these terms and conditions of use and, in particular, the following conditions:

You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead The Newstomorrow as to your identity.
The Newstomorrow takes no responsibility and assumes no liability for any content posted by you or any third party.

SITE CONTENT AND PRODUCT DESCRIPTIONS

You acknowledge that The Newstomorrow and its partners attempt to be as accurate as possible when collecting and displaying information on the Site. However, The Newstomorrow does not warrant that product descriptions, pricing information, or other content contained on the Site is accurate, complete, reliable, current, or error-free.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

Your use of this site is at your own risk. This site is provided on an "as is" basis. Except as expressly required by law, The Newstomorrow makes no representations or warranties regarding the accuracy, reliability or completeness of this site's content or the content of any site linked to from this site. Changes are periodically made to the information herein. The Advisr has no duty to update this site or the content hereof and The Newstomorrow shall not be liable for any failure to update such information. To the extent permissible by applicable law, The Newstomorrow disclaims all warranties, express or implied, including without limitation warranties of non-infringement or title, and implied warranties of quality, performance, merchantability, fitness for a particular purpose, security, and accuracy. Further, The Newstomorrow does not warrant that this site or the server that makes it available is free of computer viruses.

You agree that The Newstomorrow, its partners, and any of their officers, directors, employees, or agents, will not be liable, whether in contract, tort, strict liability or otherwise, for any indirect, punitive, special, consequential or incidental damages (including without limitation lost profits, cost of procuring substitute service or lost opportunity) arising out of or in connection with the use of this site or a linked site, or with the delay or inability to use the site or a linked site, even if The Newstomorrow was made aware of the possibility of such damages. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user's equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., your inability to access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure. The Newstomorrow cannot and does not guarantee continuous, uninterrupted or secure access to the web site.

IDENTIFICATION REQUIRED

You must be greater than sixteen (18) years of age to use this site. The Newstomorrow has the right to request that you positively identify yourself with sufficient identification (a state-issued drivers license) that matches the information in your registered user profile under certain circumstances including, but not limited to, certain promotions.

PRIVACY

Please review our privacy policy., which also governs your visit to the Site and how The Newstomorrow protects your information.

INDEMNIFICATION

You hereby agree to indemnify and hold The Newstomorrow and its partners harmless from and against any claims for damages or other claims asserted against The Newstomorrow or its partners, including without limitation all indirect liability claims, consequential damages, losses, liabilities, costs and expenses (including without limitation reasonable legal fees) arising from your use – in any form whatsoever – of this Site, from information you transmit to this Site, from your violation of any rights of third parties, or from your breach of these terms and conditions of use.

TERMINATION

This Site is made available at the discretion of The Newstomorrow. The Advisr reserves the right to modify or discontinue the Site with or without notice and without liability to you or any third party at any time.

GOVERNING LAW

You and The Newstomorrow agree to submit to the personal and exclusive jurisdiction of the courts located within Germany. Your conduct may be subject to other laws. Use of this Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

MISCELLANEOUS

Should any provision of these terms and conditions of use be invalid or should there be a gap in these terms and conditions of use, this shall not affect the validity of the remaining provisions.

The Newstomorrow shall only be legally bound by written agreements. Any oral arrangements between the parties shall not be legally binding, unless confirmed by The Newstomorrow in writing.

The Newstomorrow reserves the right to seek all remedies available at law and in equity for violations of these Terms and Conditions, including the right to block access to this site from a particular Internet address or a particular user.